myEnergyLoan is enhancing its website and seeking your input on the information you would find most useful for green real estate finance.  Our Green Pages at, will become a hub that you can search for up-to-date information associated with Green Real Estate, especially as it relates to green real estate finance and green loans (aka Green Lending).

While the Energy Efficient Mortgage continues to be a staple loan product that is under-utilized, we have recently seen people cobble together incentive dollars and local energy loans to reduce their homes’ operating costs.  Their homes are more comfortable and healthier overall.

Look for more coming soon and please pardon our re-construction!  And as always, thank you for your support.


Congratulations to Jim Tulin of Nova Home Loans, our Arizona, New Mexico and Texas local myEnergyLoan provider.

Jim is truly a shining star in our network and to his great credit he structured a finance program for an Earth Ship in Taos, New Mexico. This is a major accomplishment that he says he never could have done if it weren’t for myEnergyLoan and his status as a myEnergyLoan provider. We are very, very proud to be associated with this transaction, which will earn a full 100 basis points as credit to the borrower. Also, this is most expensive Earth Ship sold to date at over $400,000. The sellers and the buyers are simply delighted with the program, which truly could not have gotten financed without the sheer tenacity and creative thinking of Jim Tulin. The green builder community of Taos is literally on fire from the news that an Earth Ship has been financed by Nova Home Loans, with many EcoBrokers and green builders already responding with referrals on news that was just released today!

Based on Jim’s success with myEnergyLoan, the corporate executives of Nova Home Loans have given Jim the authority to create a new division call Nova Green, which is based exclusively on the relationship Jim has formed with myEnergyLoan. This is great big news about which you are surely going to hear more in the coming weeks and months. Please take a moment to congratulate Jim on this accomplishment, which ranks up there with some of the most important to date. We know myEnergyLoan enabled this accomplishment, but it was truly Jim Tulin who made it happen!

Note that this property was featured in the Wall Street Journal in June of last year – just before myEnergyLoan was featured in the Wall Street Journal in August of last year. You can read both articles by clicking on the links below:

myEnergyLoan, the leading green loan program in the country, has launched its local provider program and it is going very well. 

Working with our New Jersey local myEnegyLoan provider, Silex Financial Group, and our South Carolina local myEnergyLoan provider, Daniel Island Mortgage, we have developed a new program for the existing housing market:  myEnergyLoan EX.

Here’s how it works: 

If you have a home with a H.E.R.S. rating of 150 or greater and you bring the home to current energy code (H.E.R.S. index of 100)  through a energy-centric greenovation we will facilitate the financing of the project and provide a minimum of .25% Efficiency Credit.  Further, if you take a home with a H.E.R.S. index over 100 and, through your energy-centric greenovation, bring the H.E.R.S. index to 85 (15% more efficient than current energy code) then we will fund your building and provide a .50% Efficiency Credit.

This is another improvement over the conventional Energy Efficient Mortgage, the Energy Improvement Mortgage and typical hodge-podge green loan incentive that some green loan officers are trying to sell you.  myEnergyLoan is the clear leader since we set the standard of how to harness the value of the natural capital in the green real estate transaction; we evaluate the benefits of going green and then reward the client based on how green they got!

Remember: we are looking for licensees in many states right now – if you are true green and a mortgage broker, we should talk.

Jeff Cole

Energy Efficient Mortgage; Green Loans; myEnergyLoan